

Starting 1 January 2026, Singapore’s CPF Ordinary Wage (OW) ceiling will increase from $7,400 to $8,000 per month.
In simple terms, the OW ceiling is the maximum portion of your monthly salary that attracts CPF contributions. Any ordinary wages earned above this amount in a calendar month will not be subject to CPF contributions.
This upcoming revision marks the final step in a series of planned increases that began in September 2023. The changes were introduced progressively to help employers and employees adjust smoothly, rather than facing a sudden jump.
Here’s how the CPF OW ceiling has evolved:
| Period | CPF OW Ceiling | CPF Annual Salary Ceiling |
|---|---|---|
| 1 Jan 2016 – 31 Aug 2023 | $6,000 | $102,000 |
| 1 Sep – 31 Dec 2023 | $6,300 (+$300) | $102,000 |
| 1 Jan – 31 Dec 2024 | $6,800 (+$500) | $102,000 |
| 1 Jan – 31 Dec 2025 | $7,400 (+$600) | $102,000 |
| From 1 Jan 2026 | $8,000 (+$600) | $102,000 |
While the monthly ceiling is going up, several key limits remain unchanged:
With this final adjustment in 2026, the Government aims to keep CPF contribution limits aligned with Singapore’s rising wage levels, while giving businesses and employees time to adapt.





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